Annuity Basics – A Division of Income For life

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The 8% Annuity Return - Is It Possible?

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Income For Life is a retirement and financial planning firm that is rated in the top one percent of all firms worldwide. Income For Life specializes in contractually-guaranteed retirement planning strategies that focus on making sure you have enough money to STAY retired for life.

Don’t Invest Until You Know The Facts

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    Retiring Is Easy, Staying Retired Is Difficult.

    Find Out How We Can Help.

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"To me, it is common sense. I simple believe that NO ONE should have the right to lose someone else’s retirement money – period. You work a lifetime to build up a nest egg for retirement and it deserves more respect than that.”

Retiring is easy, but staying retired is difficult.

Nearly 10,000 people are approaching retirement in America PER DAY. This is the biggest generation in American history.

When you retire, do you have the confidence that you can STAY retired? Retiring is easy, but STAYING retired is difficult. Our goal is to make sure that when you retire, you STAY retired.

What Is An Annuity?

An annuity is a contractual financial product sold by financial institutions that is designed to accept and grow funds from an individual and then, upon annuitization, pay out a stream of payments to the individual at a later point in time. The period of time when an annuity is being funded and before payouts begin is referred to as the accumulation phase. Once payments commence, the contract is in the annuitization phase. Defined benefit pensions and Social Security are two examples of lifetime guaranteed annuities that pay retirees a steady cash flow until they pass.

How Income For Life Can Help You

With our significant experience with annuity products all across the nation, our team of fully-trained advisors can assist you with any question you might have regarding annuity products and strategies. Our plans are customized and tailored for your specific situation and we only work with top-rated companies that are considered Best in Class by the financial planning industry.

Conservative Retirement Planning

In retirement, it has been proven that the return OF your money is much more important than the return ON your money, meaning the contractual guarantees of no market losses and lifetime income opportunities are now more important than the potential of market gains – that also go hand-in-hand with risk of loss. We help you with The Retirement Shift, which is when you shift from ‘Risk’ to ‘Safety’ with your retirement assets so that when you retire – you STAY retired.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer.  Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by carrier.  Annuities are not FDIC insured.

Some annuities may have a lifetime income guarantee as part of the base policy; others may have riders available for an additional cost that provide this benefit.  By contacting us, you may be offered information regarding the purchase of insurance products.